Why do I need a car insurance policy if it’s not required in NH?
An insurance policy is like a vehicle. You may have had it for a long time, or you may have just obtained it. But as with most things in life, an insurance policy, new or old, requires attention, patience, and care. If you follow all of the provisions, then taking care of your policy is as easy as paying your monthly premium, (when it is due of course!), and you're covered! This is similar to changing the oil to keep the car running clean and smooth. However nothing is as simple as it seems. Certain incidents can be detrimental to both your vehicle and your Insurance policy. Be it an accident for which you are (or not) at fault, or driving while intoxicated--which we encourage ...